Evaluate the Financial Performance of US Financial Services Company to Essay

Evaluate the Financial Performance of US Financial Services Company to determine if they are able to invest in India - Essay Example To determine whether USFSC can invest in India one must analyze the recent financial performance of the company. The net income of USFSC in 2011 was $3.76 billion. The companys net income increased by 339% in comparison with the previous year. The company believes in giving back to its shareholders. In 2011 USFSC declared dividends of $665 million. The total assets of the company are $197.7 billion. In comparison with the previous year the total assets of USFSC have increased by 158%. The total loans and leases of the company amount to $138.9 billion. This total represents an increase of 205% in comparison with 2010. The debt to equity ratio of USFSC in 2011 was 1.12. This financial metric measures the amount of assets being provided by creditors for each dollar of assets being provided by stockholders (Garrison & Noreen, 2003). A ratio that calculates how leveraged the company is is the debt ratio. USFSC has a debt ratio of 0.53. Its debt ratio is relatively low which is favorable. Based on the analysis performed the company shows a lot of good signs. The profitability of the company has grow n over the past year due in part to its 205% growth on loans. USFSC has also grown its total assets. The company is in sound financial condition to support an expansion strategy, thus investing in India is

Need to fix and tweak Essay Example | Topics and Well Written Essays - 250 words

Need to fix and tweak - Essay Example in mentoring on: the use of hardware, software applications, multimedia, databases, presentations, and other digital technologies (Available Equipment-STC). It’s important to have the right stuff for the right kind of job and that is what the STC helps students get the job done. If you require a certain type of software for work and not sure how to use it, STC has mentors that will help you learn how to use the software and train you also one on one on just about any software available (Technology Mentoring-STC). This is very helpful because not everyone knows a lot about certain software especially those who are freshmen in college. You have certain formats to use for classes and some we may never even heard about it. And this is where STC comes in handy. They teach us about the software in addition to making it available for us. This is very helpful because this saves the students thousands of dollars (Technology Mentoring - STC). STC made it also very convenient because mentors make themselves available for students, walk-ins or by appointments. And if you have a busy schedule they can work around you. You wonder just how helpful a place like the STC can be helpful for a student. There is free printing and many computers to use just about any time you need to work. The STC now provides  40 Dell computers and 8 Apple computers for student use. In addition, the center offers training on  13 software packages and loans out digital cameras, HD camcorders and laptops to students free of charge (Available Equipment-STC). A freshman named Corby who frequents the library commented â€Å" I took a tour and found STC very available for me. I use this place 2-3 times a week. Things that benefit me are the free printing and software† (Wozniak). Freshmen seemed to find them more useful compared to any other students who are in the higher year levels. All students that were asked by the survey â€Å"What do you like about the Student Technology Center?† The